High risk pool going into effect soon
Good news. The temporary insurance plan for uninsured individuals with pre-existing conditions went into effect. The program will provide coverage to the "uninsurable" until 2014 when new regulations kick-in to prevent insurance companies from turning away customers with pre-existing conditions.
Yay! I was disqualified from individual insurance last year because of my mental health treatment. As a result, I had to pay for services out of pocket for several months before I was able to join a group plan provided by my new employer. I'm glad to know that new safeguards are in place to help others in a similar condition obtain coverage. (I was very lucky to be able to afford $800 a month in medical expenses!)
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